Selecting the right motorcycle insurance coverage in Malaysia requires evaluating quite a few components, like coverage options, rates, customer support, and additional benefits made available from unique insurers. This guidebook compares a few of Malaysia's top bike insurance policy providers to help you make an educated determination that meets your Driving desires and price range.
1. Allianz Malaysia Berhad
Coverage Options: Allianz Malaysia gives complete protection selections tailor-made to protect both equally riders and their bikes. Their procedures normally include:
3rd-Celebration Legal responsibility: Addresses damages and injuries prompted to Other folks in an accident.
Individual Injury: Covers repair service or substitute prices on your motorcycle resulting from mishaps, fireplace, or theft.
Personalized Accident: Delivers compensation for bodily personal injury or Loss of life resulting from a mishap.
Extra Added benefits: Roadside support, medical bills, and much more.
Rates and Reductions: Allianz Malaysia presents competitive rates with options for discounts determined by Secure Driving records, many policies, and membership affiliations.
Customer care: Known for successful claims processing and fantastic consumer help.
two. AXA Affin Normal Insurance Berhad
Coverage Selections: AXA Affin provides adaptable motorcycle insurance plan plans with detailed coverage, which include:
Third-Occasion Legal responsibility: Handles authorized liabilities for bodily harm or property damage to Some others.
Personal Harm: Addresses repair expenses for your personal motorcycle in accidents, theft, or pure disasters.
Individual Incident: Presents coverage for accidental Demise or bodily injury.
Premiums and Bargains: AXA Affin offers aggressive rates and reductions for Safe and sound riders, loyalty programs, and bundling guidelines.
Customer care: Dependable customer support which has a user-helpful promises procedure and 24/seven aid.
3. Etiqa Insurance policies Berhad
Protection Choices: Etiqa delivers bike insurance programs built to protect riders comprehensively, which includes:
3rd-Bash Liability: Coverage for authorized liabilities arising from incidents.
Own Hurt: Security against restore or substitute expenditures for your personal motorcycle.
Private Incident: Protection for injuries or Loss of life resulting from incidents.
Supplemental Advantages: Roadside support, clinical motorbike insurance fees, and loss of equipment.
Premiums and Discount rates: Etiqa gives aggressive rates with discounts for Secure riders, multi-coverage holders, and a lot more.
Customer care: Noted for responsive customer service and effective statements dealing with.
four. Liberty Coverage Berhad
Protection Choices: Liberty Insurance policy delivers bike coverage designs with a range of coverage choices, which includes:
3rd-Occasion Legal responsibility: Protection for lawful liabilities ensuing from accidents.
Personal Harm: Addresses fix charges in your bike as a consequence of incidents or theft.
Own Accident: Provides compensation for bodily damage or Loss of life resulting from accidents.
Premiums and Special discounts: Competitive premiums with special discounts accessible for Risk-free riders, coverage renewals, and loyalty systems.
Customer care: Liberty Insurance plan is regarded for excellent customer care and prompt promises settlement.
five. Zurich General Insurance plan Malaysia Berhad
Coverage Choices: Zurich Malaysia offers complete motorcycle insurance coverage designs with the subsequent protection selections:
3rd-Occasion Legal responsibility: Addresses authorized liabilities for bodily injuries or house damage to Other people.
Personal Harm: Covers repair or replacement prices for your personal bike resulting from incidents, theft, or hearth.
Private Accident: Offers coverage for accidental Demise or bodily personal injury.
Premiums and Bargains: Aggressive rates with discount rates for Protected riders, multi-coverage holders, and promotional offers.
Customer care: Zurich Malaysia features trusted customer support with an easy claims procedure and 24/7 aid.